:root {
	--navy: #0D2040;
	--gold: #D4AF37;
	--charcoal: #4A4A4A;
	--white: #FFFFFF;
	--maxw: 1120px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
	font-family: 'Open Sans', system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
	color: var(--charcoal);
	background: var(--white);
	line-height: 1.6;
}

/* Header */
.site-header {
	position: sticky;
	top: 0;
	z-index: 1000;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 16px;
	padding: 14px 20px;
	background: var(--white);
	border-bottom: 1px solid #e8e8e8;
}
.brand { display: flex; align-items: center; gap: 10px; color: var(--navy); text-decoration: none; font-weight: 700; font-family: 'Poppins', sans-serif; }
.brand img { height: 36px; width: auto; }
.nav { display: flex; align-items: center; gap: 16px; }
.nav a { color: var(--navy); text-decoration: none; font-weight: 600; padding: 8px 10px; border-radius: 6px; }
.nav a.active { background: rgba(13, 32, 64, 0.08); }
.nav-toggle { display: none; width: 36px; height: 36px; background: transparent; border: 0; position: relative; }
.nav-toggle:before, .nav-toggle:after { content: ""; position: absolute; left: 8px; right: 8px; height: 2px; background: var(--navy); }
.nav-toggle:before { top: 12px; }
.nav-toggle:after { bottom: 12px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 10px 16px; border-radius: 8px; text-decoration: none; font-weight: 700; border: 2px solid transparent; transition: transform .05s ease; }
.btn:active { transform: translateY(1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }

/* Hero */
.hero {
	background: linear-gradient(135deg, #0D2040 0%, #122a54 100%);
	color: var(--white);
	padding: 80px 20px;
	display: grid;
	place-items: center;
	text-align: center;
}
.hero-content { max-width: var(--maxw); width: 100%; }
.hero h1 { font-family: 'Poppins', sans-serif; font-size: clamp(28px, 5vw, 44px); margin: 0 0 10px; }
.hero p { margin: 0 0 18px; font-size: 18px; }
.hero-ctas { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 8px; }
.trust-list { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; margin: 18px 0 0; padding: 0; list-style: none; opacity: 0.9; }
.trust-list li { padding: 6px 10px; border: 1px solid rgba(255,255,255,.25); border-radius: 999px; font-size: 14px; }

/* Sections */
.section { padding: 56px 20px; }
.section h2 { font-family: 'Poppins', sans-serif; color: var(--navy); margin: 0 0 22px; text-align: center; }
.grid-2, .grid-3, .grid-4 { display: grid; gap: 16px; max-width: var(--maxw); margin: 0 auto; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card { background: #fafafa; border: 1px solid #eee; border-radius: 12px; padding: 18px; }
.service.card { text-decoration: none; color: inherit; transition: background .2s ease, transform .05s ease; }
.service.card:hover { background: #f4f6fb; transform: translateY(-1px); }

/* Testimonials */
.slider { max-width: var(--maxw); margin: 0 auto; }
.slide { display: none; text-align: center; }
.slide.active { display: block; }
.slide p { font-size: 18px; margin: 0 0 6px; }
.slide span { color: #666; font-size: 14px; }

/* Forms */
form { max-width: var(--maxw); margin: 0 auto; }
label { display: block; }
label span { display: block; font-weight: 600; margin-bottom: 6px; color: var(--navy); }
input, textarea, select {
	width: 100%;
	padding: 10px 12px;
	border: 1px solid #ddd;
	border-radius: 8px;
	font: inherit;
	background: #fff;
}
.form-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 12px; }
.note { text-align: center; margin-top: 8px; }

/* Footer */
.site-footer { background: #0b1a34; color: #d9e1f2; padding: 32px 20px; }
.footer-grid { display: grid; gap: 16px; grid-template-columns: repeat(3, minmax(0, 1fr)); max-width: var(--maxw); margin: 0 auto 8px; }
.footer-logo { height: 28px; margin-bottom: 8px; }
.site-footer a { color: #d9e1f2; }
.legal { text-align: center; opacity: .8; margin: 10px 0 0; }

/* Utilities */
.container { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }
.stack { display: grid; gap: 12px; }
.hide { display: none !important; }

/* Responsive */
@media (max-width: 900px) {
	.grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
	.grid-3 { grid-template-columns: 1fr; }
	.grid-2 { grid-template-columns: 1fr; }
	.nav { position: fixed; inset: 60px 0 auto 0; background: var(--white); border-bottom: 1px solid #eee; padding: 10px 20px; display: grid; gap: 6px; transform: translateY(-120%); transition: transform .2s ease; }
	.nav.show { transform: translateY(0); }
	.nav-toggle { display: inline-block; }
}